Tuesday, June 27, 2017

Withdrawing EPF

This will be my last post of the Malaysia citizenship renunciation series of posts

This is one of the method to withdraw your EPF as I found out later that KWSP actually offers other means of withdrawal. I'll share how I did mine.
  1. Use borang K to update an existing bank account that were previously opened before renunciation of Malaysia citizenship. This is to change the NRIC from the Malaysia NRIC number to Singapore passport and/or Singapore NRIC number 
  2. What to bring 
    • Singapore passport
    • Singapore passport photocopy
  3. Updating of bank account information will take 3 days for CIMB, so I had to take another trip to Malaysia just to go to KWSP and not able to do it all in one single day

Once the bank account information is updated
  1. Get a printout from the bank of the latest bank account information with the updated Singapore passport number and/or Singapore NRIC number.
  2. What to bring
    • Singapore passport
    • Singapore passport photocopy
    • Borang K
    • Borang K photocopy
    • Bank account information printout with the newly updated NRIC number
  3. Form to fill up to withdraw EPF is "KWSP 9K (AHL)" and also a form to change Malaysia NRIC to Singapore NRIC number. I forgot to jot down the form number as everything happened in a hurry because it was near their knock off hours. The person attended my case forgot to get me to change my NRIC and phone me after I left KWSP. Luckily I wasn't very far away.
  4. If you have a Malaysia mobile phone number, KWSP will SMS you when your funds are transferred to your bank account. This process will take about 3-4 weeks.

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109 comments:

  1. ericJune 28, 2017 at 1:23 PM

    Thanks Kevin for this post.. actually i am searching the procedure of this via google.. thanks.. :)

    ReplyDelete
  2. UnknownJune 28, 2017 at 5:39 PM

    Thanks for the info. I will take 2 days to do update my bank account (Friday) and another day (Sunday) to EPF for withdraw my EPF.

    ReplyDelete
    Replies
    1. KevinJune 28, 2017 at 5:56 PM

      Hi Kahlen,
      KWSP open on Sunday? Which state?

      Delete
    2. UnknownJune 29, 2017 at 8:45 AM

      Hi Kelvin,
      Yes, KWSP open on Sunday in Johor state. Government no open on Friday, Saturday & Public Holiday.

      Delete
    3. KevinJune 29, 2017 at 9:50 AM

      Oh wow! I didn't know that. Thanks for the information.

      Delete
  3. UnknownJuly 3, 2017 at 5:48 PM

    Hi Kevin, I just went to kwsp Jb. The process I went thru is different from yours. Need to go back kwsp 2 times. 1st time is to update to singapore document number. The lady officer used my singapore passport number. Then on the spot the she helped me apply an online account to view my epf account. She said to check online in about 2 weeks if my epf account from malaysia NRIC to singapore passport number. Once it has been updated then I can go back the 2nd time to apply to withdraw the money. Only after that will need to wait till they bank in to my malaysia bank account. The first visit didn't need my bank account printout.
    Which kwsp did you went?

    ReplyDelete
    Replies
    1. KevinJuly 4, 2017 at 9:41 AM

      Hi Joey,
      You didn't ask them for the manual form to withdraw EPF? Its silly isn't it? You already want to close the account and yet they open an online login account for you.

      I did it in my hometown in Klang, Selangor. Well, you know their style, their SOP are never the same. Same for JPJ too.

      Delete
  4. UnknownJuly 4, 2017 at 1:48 PM

    Hi Kevin. Silly haha. My friend went to Jb branch also same. Went back twice. You were lucky. Different branch different ways.

    ReplyDelete
  5. UnknownJuly 25, 2017 at 2:08 PM

    Hi,
    Can we use the join bank account for EPF money to be transferred or must use a personal account?
    EPF can be withdrawal from any brand or must go back to the home town that previously open?

    Thank you

    ReplyDelete
    Replies
    1. KevinJuly 25, 2017 at 3:03 PM

      Hi Michelle,
      EPF can only withdraw to your personal account, cannot be a joint account.

      I think EPF can be withdrawn to any Malaysian banks opened in any state. So far they never check my bank account was open from which state.

      Delete
    2. ixoteFebruary 14, 2019 at 11:18 AM

      How about those who have no Malaysia bank account?

      Delete
  6. UnknownJuly 25, 2017 at 3:34 PM

    Hi Kevin,

    Thanks for sharing. in the case i must open again a new personal account before i renounce it next week.

    ReplyDelete
    Replies
    1. KevinSeptember 25, 2017 at 3:43 PM

      Hi Michelle,
      Yes. Do that so that it is easier to withdraw your EPF. Oops, you posted that in July, I guess you withdrew already by now.

      Delete
  7. kcSeptember 25, 2017 at 1:43 PM

    Hi keV its me again! Can I use a New saving account meaning newly opened account from any msian bank(assuming I don't have any account in Msia prior to renunciation?
    Thanks

    ReplyDelete
    Replies
    1. KevinSeptember 25, 2017 at 3:48 PM

      Hi kc,
      Yeah. If you don't have any Malaysia bank accounts prior to renunciation then you need to open one just for the sake of withdrawing your EPF. I heard Maybank able to change particulars immediately without 3 days wait with CIMB.

      Delete
    2. kcDecember 13, 2017 at 12:39 AM

      Kev,
      Just update I've submitted my withdrawal . went to kwsp HQ at jln gasing. Parking is limited within the compound and expensive as well. To the readers here, bring a copy of your Singapore passport and boring k including originals. And have a bank statement with your name and Singapore passport on it, I opened an account just for this using my SG passport.
      You need a black pen for filling up the withdrawal form, then queue with number.
      All staff at HQ are knowledgeable and polite.
      I was given a statement printout by the officer and then proceed to handle and submit the paperwork.
      All can settle within an hour .
      Some interesting thing , the officer told me that I could actually leave the money in EPF accounts, still will get dividends. And the dividend is around 5-6% p.a. some of your readers might wanna consider this option. Cheers.

      Delete
    3. 2boys1978December 27, 2017 at 4:29 PM

      Hi Kevin/Kc
      I renounced since 3 years ago & have not collected by EPF yet as I do not have any bank account in Malaysia, should have open it before I renounce previously. I was wondering how long can we leave our money in EPF to earn the yearly 5-6% dividend?
      Else, I really need to find the time to go down to JB to open the new bank account & KWSP to settle the paperwork.. thanks

      Delete
  8. UnknownOctober 6, 2017 at 10:04 AM

    Hi Kevin,

    Is there any way for me to check the EPF account balance cos I'd been long time did not work in Malaysia. I have no received the K form yet since renounced in Apr 2017. Any way to check?
    Thanks in advance.

    ReplyDelete
    Replies
    1. KevinOctober 16, 2017 at 10:54 AM

      hi Chloe,
      Last time I check was by walking into KWSP and use their kiosk to check. The machine will print you an A4 statement.

      Delete
  9. UnknownFebruary 23, 2018 at 12:01 AM

    hi. i just went through and called up malaysia kwsp website and call centre.
    their answer to me is borang k is not the mandotory document to provide. we can choose to provide the letter of renounciation highcomm at foreign country which the acknowledgement slip collected after 3 days of renounciation. Is that true?

    ReplyDelete
    Replies
    1. KevinMarch 5, 2018 at 11:52 AM

      hi Yean Yean, from the comments I've read so far about KWSP, it seems like there is not standard procedure. It differs from branch to branch, so it is best to check with the branch you plan to withdraw your EPF.

      Delete
  10. AnonymousMarch 4, 2018 at 12:16 PM

    Hi Kevin, your info is great ! I have read through every single columns but didn't find this. Do we need to translate Borang K to english ? Just to confirm, I can't travel before getting my Singapore passport ?

    ReplyDelete
    Replies
    1. KevinMarch 5, 2018 at 11:50 AM

      hi Ian, Malaysians got special privilege, Bahasa Malaysia accepted, no need to translate it.

      Delete
    2. UnknownJuly 6, 2018 at 12:58 PM

      Borang K should be after SG passport issued. We will get SG Passport after collect the documents from Emassy Malaysia of Singapore in first step and proceed to ICA Level 6 to make oath of renounciation and proceed to Lobby drop the Passport form and 1 week later can collect SG Passport. Borang K will be get after 6-8 months.

      Delete
  11. UnknownMarch 14, 2018 at 9:46 AM

    Hi,

    want to check.
    the document for epf withdraw have to be borang K?
    i was told i need to wait 8 months for borang K.

    can anyone confirm?

    thanks

    ReplyDelete
    Replies
    1. KevinApril 5, 2018 at 9:50 AM

      Hi, when I renounced it was 4 months. I had read others who took more than 8 months to get their borang K.

      Delete
    2. yinJuly 6, 2018 at 11:42 AM

      Hi.
      I got my borang K around 8 months from the oath of renounciation and around 2 months from citizenship ceremony.

      Delete
  12. UnknownMarch 14, 2018 at 9:16 PM

    Hi,
    Have you received your Borang K from Malaysia Embassy in SG? If not, you should wait until you get original Borang K just can proceed to Malaysia EPF & bank.
    Is it you have entered to EPF before, you may update your nationality after that and wait for around 1 month then go again to withdraw the EPF.

    ReplyDelete
    Replies
    1. KevinApril 5, 2018 at 9:49 AM

      Hi, (1) I hope you had opened your bank account before you renounce your MY citizenship else you are unable to open bank account even with your original borang K. (2) Borang K is just a proof to say that you were formally a Malaysian, you are unable to use it for identification like NRIC or passport to open bank account. (3) EPF operating procedures varies from branch to branch. I do not recall updating my EPF nationality, I only update my CIMB bank account nationality and identification. CIMB bank details at the time I withdrew my EPF was not real time update, they need few days just to update my identification to SG passport.

      Delete
    2. UnknownApril 11, 2018 at 10:29 AM

      Hi, Kevin. I had existing bank account in Malaysia so I need updated my nationality first before enter to KWSP. After a week, I was entering KWSP to apply my EPF funds from KWSP, but officer said that I haven't update my nationality from Malaysian IC to SG Passport so I had to do so and waited for another 1 month just can apply withdrawal of my fund. FYI, if your withdrew amount more than RM20K, they are unable to do fund transfer to any Malaysia local bank. I had experienced on this issued before, so they will issued cheque with your full name, post by registered mail in Malaysia home address. The recipent must receive by ownself, the postman will not release the registered mail to your family member. My sister in law receive on behalf for me, postman refused to release on it and told my sister in law that I must receive by personally. Since like that, I wrote an letter of authorisation (enclosed SG passport & SG NRIC) to my sister in law for collect on behalf from post office. The head officer read through on it then released the registered mail (cheque) to her.

      Delete
  13. All the nice thingsApril 4, 2018 at 11:00 PM

    Hi, is there anyone can advise if i can open an bank account with SG IC/Passport? I don't have any bank account in MY but i plan to withdraw my EPF...

    ReplyDelete
    Replies
    1. KevinApril 5, 2018 at 9:39 AM

      Hi, (1) you are unable to open bank account in Malaysia with your foreign identification unless you work there. (2) you can only withdraw EPF through bank transfer if your KWSP identification is the same as the one in the bank. SG NRIC or SG passport != MY NRIC.

      I think you might have to withdraw your EPF as cheque. I heard of the withdrawal method by cheque but I have no idea what the process is like.

      Delete
    2. All the nice thingsApril 5, 2018 at 11:21 PM

      Thanks so much for answering my question Kevin! but i still need a bank account in MY even if the withdrawal method is by CHQ....

      Delete
    3. KevinApril 6, 2018 at 10:37 AM

      Hi, if it is a cheque, you probably can deposit it into a joint account with your name as one of the joint account holder whereas bank transfer from EPF doesn't allows joint account.

      Delete
    4. UnknownApril 11, 2018 at 10:31 AM

      Hi, I had banked in to joint account but my bank called up said that can't to bank in to joint account, only saving account with your single name.

      Delete
    5. yinJuly 6, 2018 at 11:49 AM

      Hi Kahlen,

      At the end how do you bank in the cheque from epf? If bank into a saving account, do I need to update my sg passport at the bank? Or the cheque is address to msia NRIC?

      Delete
    6. UnknownJuly 6, 2018 at 12:53 PM

      Hi, Yin. Yes, you need to update your SG passport. Kindly bring along your Msia bank passbook, Borang K, SG NRIC & SG Passport in original to the counter for updated. The address in Msia is provided by you (No more Msia NRIC with you atfer surrender) but you make sure you are the one to receive the registered mail when courier man to send the cheque to Msia address).

      Delete
  14. meleeApril 15, 2018 at 3:42 PM

    Hi, wanted to tell everyone who is getting your money out of KWSP, please AVOID having it issued in the form of BANK DRAFT for foreign currency. The rate applied is 6% to 8% higher than normal forex. I suffered a huge loss because of ignorance.

    ReplyDelete
  15. UnknownApril 15, 2018 at 4:22 PM

    Hi there, why you are not using telegraphic transfer to Singapore account? I used it to my SG account for handling commission & cable charges as RM15.90 (with GST).

    ReplyDelete
    Replies
    1. MeiMeiMay 14, 2018 at 8:55 AM

      Hi Kahlen, how is the procedure and steps of using telegraphic transfer to SG account? My husband need to withdraw EPF but he totally no malaysia bank account, had already renuciated his malaysia citizenship. His hometown is Sabah but he had never return almost 10 yes.

      Delete
    2. UnknownMay 14, 2018 at 9:11 AM

      Hi there, EPF doesn't provided overseas telegraphic transfer anymore. Accotrding from the withdrawal form we had submited to EPF counter, they only accept Malaysia bankers or issue cheque self-collection from EPF counter or mail out in Malaysia address only. If you wish to collect the cheque, you can advise them in advance. Your husband can collect the cheque after 1 month surrender. EPF counter had open on Sunday so it is convenient to go JB HQ.

      Delete
    3. MeiMeiMay 14, 2018 at 10:56 PM

      Thank u so much Kahlen.

      Delete
    4. UnknownMay 15, 2018 at 8:31 AM

      No problem, MeiMei.

      Delete
    5. AnonymousAugust 10, 2018 at 11:32 AM

      Hi Kahlen Lim, just want to know, the cheque we received from M'sia EPF, can deposit in Singapore bank or not? Or only can withdrawn it in M'sia bank? I don't have any bank account in M'sia.

      Delete
    6. UnknownAugust 10, 2018 at 1:47 PM

      Hi there, you only can withdraw from the issue bank in Malaysia. I suggest you call the issue bank for checking what documents to be bring along with. It is to avoid any inconvenience caused will happen.

      Delete
    7. Jaw SengAugust 29, 2018 at 2:54 PM

      Hi, I only have joint account & have already updated my SG citizenship with both EPF & the bank. Does anybody know if EPF can transfer my withdrawal into my joint account?

      Delete
    8. UnknownAugust 29, 2018 at 3:25 PM

      Hi Jaw Seng, what do you mean only have joint account? Is it your bank account in Malaysia is joint account instead of single account? From my experienced, I had banked into joint account was rejected by my issue bank (Public Bank Account). The officer called my singapore mobile to inform me that only can bank in under single account instead of joint account. Either you ask for Cheque, then withdraw from your issue bank instead of drop cheque. Otherwise, you can ask your issue bank on your question.

      Delete
    9. Jaw SengSeptember 3, 2018 at 9:49 AM

      Hi Kathlen. Thank you for your prompt response. Mine is Maybank joint alternate savings account. So you had experienced problem with joint account. I better check with both EPF & Maybank regarding this issue.
      By the way, for your first time that you tried to bank in whereby Public Bank rejected, was it by bank transfer or cheque? In the end, how did you resolve with EPF & Public Bank?

      Delete
    10. UnknownSeptember 3, 2018 at 10:15 AM

      Hi Jaw Seng. you're welcome. Hope my info can help you a lot. Firstly, I had banked into PBB bank in Skudai, Johor Bahru, it was cheque deposited to my joint account. I had saving account in PBB bank also, so bank officer called to inform that the cheque can't be deposited into joint account and they will deposited to saving account for me. I never ask EPF against this issue, as they totally will not give you a proper answer on that. EPF officer will ask you to make inquiry on your issue bank on this matter. You may ask Maybank on this issue, as different banker different policies.

      Delete
  16. AbigailMay 25, 2018 at 9:17 PM

    Hi Kevin I want as the Malaysia birth certificates before going to ICA need to do translation or not

    ReplyDelete
  17. UnknownMay 26, 2018 at 9:32 AM

    Hi, you need to do translation for Msia Birth Cert is for application or else? You need to write in clear what the purpose for. Thank you.

    ReplyDelete
  18. zhixuenJuly 25, 2018 at 11:47 AM

    I have been renounced Malaysia Citizenship Nov 2017 and now I'm planning to withdraw my EPF. Please allow me to ask you only 1 question here.

    1)How long should I wait for the official borang K? What should I do in order to speed up the process?

    ReplyDelete
    Replies
    1. UnknownJuly 25, 2018 at 12:51 PM

      Hi ZhiXuen,
      The original Borang K will be waiting around 8 months. That's no way to speed up the process, just wait for their letter to you for collection your original Borang K with Birth Certificate.

      Delete
  19. AnonymousAugust 19, 2018 at 7:57 PM

    hi, i read on the epf website that you can mail in your withdrawal form. has anyone done that?

    ReplyDelete
  20. AnonymousSeptember 18, 2018 at 2:53 PM

    Hi everybody. I just collect my borang K. Need to send a photocopy to ICA or not?

    ReplyDelete
    Replies
    1. UnknownSeptember 18, 2018 at 3:41 PM

      Hi, you may bring along your original copy of Borang K and photocopy it to ICA Level 6.

      Delete
    2. AnonymousSeptember 20, 2018 at 3:44 PM

      Hi Kahlen Lim, Thank you for your information.

      Delete
  21. UnknownSeptember 19, 2018 at 1:05 PM

    This comment has been removed by the author.

    ReplyDelete
  22. UnknownSeptember 19, 2018 at 1:11 PM

    Hi Kahleen,

    I just gotten my approval letter citizenship and book the sg journey already.

    So I hv a question,
    1. should I finish the season then only renounced to Malaysia to get the borang K for the withdrawal my EFP?

    2. I hv a holiday trip at December and air ticket registered with my Malaysia passport. So I hv to wait till I get the Singapore passport then only renounced to Malaysia high com?

    Please advice. 🙇🙇🙇 thanks

    ReplyDelete
    Replies
    1. UnknownSeptember 19, 2018 at 1:43 PM

      Hi, Khor Karlun. Answer: 1) You should finished your SG journey and wait for ICA letter to inform you the date of renounce. For Borang K, you will not so early to get from Malaysia Embassy in Singapore after you renounce, maybe you may receive it will take around 8 months after you submit your Malaysia IC, Passport through Malaysia Embassy. 2) You may refer the date of request from ICA first, If ICA request you to renounce the date before your travelling date, you must done it before that if not you will fail to be Singapore Citizenship. For Singapore Passport only will issue after you renounced in ICA and wait for 1 week to collect the passport. You may ask to change the nationality passport if you have get Singapore Passport. If not, you still remain use Malaysia Passport before renounced your Mlaaysia citizenship.

      Delete
    2. UnknownSeptember 19, 2018 at 1:47 PM

      I had faced the same problem last 2 years, but I was done my renounced after came back from my holiday in December (it was within the period ICA requested). For EPF, when you get Borang K then just can walk in EPF to update your nationality and wait for another 1 month to apply withdraw.

      Delete
  23. UnknownSeptember 19, 2018 at 5:02 PM

    Hi kahlen,

    My Sg journey 1 dated(25-09-18)
    Sg journey 2 dated(12-10-18)

    My holiday trip dated is
    (04-12-18)~(16-12-18)

    means if I gotten my Singapore passport before my trip then is ok and updated my flight ticket.

    Do I need to informed early now before finish the Sg journey?

    ReplyDelete
    Replies
    1. UnknownSeptember 19, 2018 at 5:32 PM

      Hi Khor Karlun, if you complete all your SG Journey also, the letter from ICA will be issue to your mailing address within 14 working days. Atfer you receive the letter, then you can go to Embassy Malaysia in Singapore and submit all documents. You need wait for 3-5 calendars day to collect back the documents from Embassy Malaysia then just can go to ICA again for renounce. I suggest you wait for the letter from ICA after all journey then just can know what to do. ICA letter won't be on time send out to us, so I can't comment too much in this post first. You get the date of renounced from ICA letter then can know what you want to do before or after that.

      Delete
    2. UnknownSeptember 19, 2018 at 6:53 PM

      Hi kahlen,

      Thanks you so much for the advice and the information. Is really helpful to me to know the procedure.

      I will share again to you once I hv done my season.😊

      Appreciation & Thanks you😊

      Delete
  24. UnknownSeptember 19, 2018 at 9:18 PM

    You’re welcome. Hope my info can helps you and didn’t give you wrong information. Sure, will wait for you post again. Lastly, congratulations become Singapore Citizenship too! ��

    ReplyDelete
    Replies
    1. UnknownSeptember 20, 2018 at 12:39 PM

      Hi kahlen,

      Can I check with you again.

      How abt the opening a new account at Malaysia for the EPF?
      Currently I don't hv any accounts there, the previous Maybank account have been close for a few years 😅😅

      Delete
    2. KennFebruary 26, 2019 at 9:56 AM

      You guys got any telegram? haha, i have some questions on this also

      Delete
  25. UnknownSeptember 20, 2018 at 1:19 PM

    Hi Karlun, which bank you would like to open a new account. I can ask my friend who work in Public Bank only. And if I am not wrong, that's different deposit amount, criteria for open a new account. If you do not have bank account in Malaysia. You also can request cheque from EPF, you can withdraw money from bank issued by EPF. The cheque is under RHB Bank. But the procedure must check again from RHB Bank, whats the documentation if you like to withdraw money as foreigner.

    ReplyDelete
    Replies
    1. UnknownSeptember 20, 2018 at 6:25 PM

      I prefer open Maybank account, cos is very near to the city square there.

      Delete
    2. UnknownSeptember 21, 2018 at 8:36 AM

      Oops... Then I can't help you cos I do not have Maybank Account all the while. Different bankers different requirement, so you may proceed to ask what they needed. Public Bank is located near CS also, their services more efficient. This is my opinion, cos nowadays I am still using PBB to do transfer and so.

      Delete
  26. UnknownOctober 25, 2018 at 12:53 AM

    Hi kahlen,

    I just received my ICA today for the final state, this Friday I hv to go to Malaysiahigh comm for the renounced.

    Just to check with again for the EFP withdrawal. During processing the EFP Withdrawal, do they need the malaysia passport or IC?

    As I know IC will be taken back from the High Comm, so left the passport only.

    Thanks🙇🙇🙇

    ReplyDelete
  27. UnknownOctober 25, 2018 at 9:11 AM

    Hi Khor,

    Yes, you are right. Malaysia High Comm will take back Malaysia Passport & IC.

    For EPF withdrawal, you no need provide Malaysia passport & Malaysia IC during processing. EPF need original Borang K, Singapore IC & Singapore Passport. But this part, you need wait for about 6-8 months then get your Borang K from letter of high comm.

    You may email to EPF first for checking how to update your nationality before you apply of EPF withdrawal. From my last time experience, I walked in to update my nationality and wait around 1 month for HQ updating my nationality. After that, I walked in again for apply withdraw my EPF. It was taken around 1-3 months for this processed. How you understand.

    ReplyDelete
  28. UnknownNovember 9, 2018 at 2:17 PM

    Hi,

    Can I check if anyone has a property in Malaysia before becoming a Singapore citizen?

    Do we need to sell off the property before renouncing M'sia citizenship?

    Would there be any issue on the ownership after the renunciation?

    Appreciated that if I can get some advise here.

    ReplyDelete
  29. BenJanuary 22, 2019 at 10:58 AM

    This comment has been removed by the author.

    ReplyDelete
  30. BenJanuary 22, 2019 at 11:08 AM

    This comment has been removed by the author.

    ReplyDelete
  31. BenJanuary 22, 2019 at 11:18 AM

    This comment has been removed by the author.

    ReplyDelete
  32. BenJanuary 22, 2019 at 11:19 AM

    Hi,
    Anyone knows how long it takes for citizenship update with Hong Leong Bank JB ? Called them but call was auto routed to their HQ with no confirmed answer given, helpless.
    Thx.

    ReplyDelete
  33. UnknownFebruary 6, 2019 at 5:29 PM

    Any new update on the EPF withdrawal process?

    ReplyDelete
  34. UnknownFebruary 7, 2019 at 10:17 PM

    Hi. May I know if I choose the epf payment mode is cheque. Then I can direct go epf submit application without update bank nationality?
    When submit application need to submit bank book copy also? Even choose I choose cheque payment

    ReplyDelete
  35. ώίήgιέšš άήgέι ώίţħ ά cαυšέ_游麗珍February 23, 2019 at 3:52 PM

    Hi Kevin,

    You mentioned it takes 3-4weeks to have the $ transferred across?
    Any possibilities of transferring to Singapore bank account?
    Thanks.

    ReplyDelete
  36. UnknownFebruary 25, 2019 at 11:53 AM

    I have just went through the EPF Withdrawal Process. 1st time walk in to EPF Building , bring along your borang K , passport, NRIC. PHOTOCOPY YOUR BORANG k and passport. within 21 days once the system updated ur nationality to foreigner walk in again to apply withdrawal. amount more than 10K all been issued cheque. less than 1K can be cash. less than 10K can choose to auto credit.

    ReplyDelete
    Replies
    1. ixoteFebruary 25, 2019 at 3:07 PM

      I don't have any bank account in Malaysia...i am waiting for my borang K, if they say wait 8 months, means in May i will collect.

      So u mentioned issue cheque, can we choose cheque in Singapore currency?

      Delete
  37. UnknownFebruary 25, 2019 at 11:56 AM

    no matter u r using auto credit or cheque, u need to update ur bank account to foreigner account. Im using Maybank. I walk in to AEON Bukit Indah Branch to change and it takes bout a week after i called and called ...

    ReplyDelete
    Replies
    1. ixoteFebruary 25, 2019 at 3:08 PM

      I used to have a Mayban in Malaysia, but never use for more than 10 years. Will they auto shut and close or it's still exist?

      Delete
  38. JacApril 16, 2019 at 9:03 PM

    Hi, may I pls know if i have collected the cheque but I have not bank in yet, can i still be able to access KWSP i-Akaun? thank you

    ReplyDelete
  39. JCMay 31, 2019 at 5:45 PM

    Hi Yean, I thought Borang K must return back to ICA after received from Malaysia so, how can you take the original Borang K to submit with KWSP?

    ReplyDelete
  40. FKJune 12, 2019 at 12:35 PM

    Just completed my withdrawal with KWSP JB. Need 2 visits as first visit they only allow to update personal particular (passport no, update took a week plus) and cant submit withdrawal application at the same time - although KWSP main hotline said can. 2nd visit (did it on Sun, super crowded, took almost 2 hrs just to get the Q number and another 1 hr to submit over the counter), submitted withdrawal application with direct credit to Msia Bank acct, they accepted and processed (during first visit, their official said can take cheque only as withdrawal..seems like their SOP vary across their staff) , it was approved and credited to my M'sia bank acct 1 week plus later and my KWSP acct was then closed.

    ReplyDelete
    Replies
    1. ixoteJune 12, 2019 at 12:53 PM

      Thanks FK for the updates. I don't have any Msia bank acct...can they issue cheque to foreign currency (SGD)? I read their website, they say can be done..Hope the process won't take too long and no last minute surprises...

      Delete
    2. FKJune 12, 2019 at 1:50 PM

      From the 9K withdrawal form, there is option in section C for foreign demand draft for certain foreign currency, draft to be collected at their counter or by mail to M'sia/Oversea's address ..http://www.kwsp.gov.my/o/kwsp-theme/css/assets/pdf/SSD_PMB_BP_LEAVINGCTR_V022018_01032018.pdf ..they also allow mail in application from oversea but the drawback is you will need to certify your copy of doc by public notary or M'sia High Comm's staff and may have high chance being rejected due to thumb print (KWSP JB staff told me that) or mail lost .. you may just go down with the required docs to confirm with them, the most 3 visits I believe.

      Delete
    3. ixoteJuly 11, 2019 at 3:21 PM

      Thanks FK. So to summarise...
      1st visit: Update personal details on EPF account. May i ask how long did the process take?

      2nd visit: Withdrawal of EPF fund. May i ask what are the documents required and also what form you fill up? Possible to prepare everything beforehand?

      3rd visit: Collect cheque in SGD currency.

      May i know, each visits take how long?

      And one last question, I don't drive...so taking bus there..and not familiar with JB at all...is there bus or taxi that can take us there? Is it very far from checkpooint? Thanks in advace!!!

      Delete
    4. FKJuly 12, 2019 at 1:02 PM

      @Ixote,here is what I can recall:

      1st visit: Q up at their reception, their officer will check if u hv all required doc (copy and original of passport and Borang K) then pass u Form 3 for personal info update (if remember correctly, compare to its online version it has has additional portion for ur employment history eg. comp name, addr, period sort of), once fill up done show to them again to get a Q number then proceed to wait for ur doc n form to be verified, certified and submitted over at their counter. I was there on weekday 3pm+ and settled in ard 30 mins. U can search this form from their website to see what to fill up. My update was completed a week later as shown fr my online acc.

      2nd Visit: Same doc but diff form - copy and original of ur passport and Borang K, 9K withdrawal form this time (link as previous reply, if want to print out, print it as single page and not double page).Same thing, q and tell the officer at the reception that this is ur 2nd visit , show them the form and doc, get the Q number, wait for ur turn to submit over their counter- done.I was there on Sunday ard noon time and settled ard 3pm.

      Typically Sunday sounds more crowded there compare to weekday (they close on fri-sat) and should be able to settled within the day for each submission if ur there before noon with all the required doc.

      U may just take a grab/cab at JB sentral/City Square Mall that cost less than RM 10 with a less than 10 min trip.

      Delete
    5. ixoteJuly 15, 2019 at 10:29 AM

      THanks @FK...so when you submit on 1st and 2nd visit, eg...do they fix a date for you to come down again? because i think i can only go down on Sundays...

      Btw, how did u register the online access, cos they need us to have a pin or something? I never did anything yet, since 20 years here in SG

      Delete
    6. FKJuly 16, 2019 at 5:05 PM

      @Ixote,

      They didn't fix a date for me..so long ur acct has been updated with ur sg passport number ur good to go for withdrawal application as 2nd visit at ur own convenient time. There was no 3rd visit for me as mine was direct bank in.

      To create online acct, u can simply do it at their counter during ur first visit (they will registered ur mobile-my/sg to receive TAC)..I did mine many yrs back.

      Delete
  41. Jef PapajoJune 25, 2019 at 6:42 PM

    I just went to kwsp last Sunday, after submition the photo copy borang K, I need to wait 21 days to go back kwsp again. The staff are friendly explaining to me is becos Putrajaya haven't update to kwsp yet.. Then I need go again on 14/07/2019. I asking about the transfer money, staff told me can issue qheue or online transfer. Once after I go second time I will update here again. Tq all.

    ReplyDelete
    Replies
    1. ixoteJuly 11, 2019 at 3:24 PM

      Thanks Jef Papajo. May i know is it difficult to travel there from checkpoint? Any bus or taxi? Is it far?

      1st visit, you just manage to udate ur personal details, am i right? What documents did you prepare besides the borang k? What day did you visit? was is crowded? Waiting time? Thanks so much!!!

      Delete
    2. Jef PapajoJuly 14, 2019 at 2:13 PM

      Hi SORRY for the late reply, actually you can take grab taxi. Not need early go there. There services are fast. Only q for the no might take longer time. Around 15min..for the first time withdraw all epf money. You need photo copy borang K and passport bio data. Bring along the original as well. Then fill the form. Waiting for the no. After that. The staff will verify document and ask you back 21 day later.

      For today I come second time. After 21days. I q again and fill the form (the form is the first time counter staff pass you.) then waiting for your turn. Around 10mins waiting. (bring along photocopy passport biodata and the borang K.) original must bring along too. Then the staff will ask you collect bank draft or cheque. For me I collect cheque. Also waiting 21 days.

      Although alot peoples at the epf building.. But all are fast.. The epf customer service all are friendly.

      You also can choose don't withdraw the epf money.. The interest is high.. 6.15%. Haha.

      Thank you all. Learn alot thing from Kevin here.

      Delete
    3. ixoteJuly 15, 2019 at 10:25 AM

      Thanks for the update @Jef Papajo...Really awesome to know the process before going down.

      I was just wondering, if we bank in cheque in SG, will there any interest or fee charges?

      ...and what's the difference between bank draft and cheque?

      Also, are you able to check your balance online after the 1st visit? I totally haven't register online and after 20 years in SG, i never check or do anything also...

      Delete
    4. Jef PapajoJuly 15, 2019 at 7:22 PM

      Hi, ixote, yes. The staff will ask you either you want sg currency or rm currency, I choose rm currency. Currency exchange rate is low. Not worth.they will ask you collect at the counter customers service. (bring along the pass passport.)

      you may call epf hotline give them your Malaysia ic. They will give you your epf account no. (its also user id to log in web page). Must register it. You also can download the app from apple and android.

      Delete
  42. Sammi NgAugust 9, 2019 at 6:51 PM

    Hi ,
    the problem is i do not have malaysia bank account can i take the cheque and withdrawn in singapore bank? example DBS ! thks in advance

    ReplyDelete
  43. Blurry DSeptember 27, 2019 at 1:56 PM

    Yes the current process allows you to have KWSP to issues a Bank Draft in the available currency.

    Check the KWSP website, it is very well documented.

    ReplyDelete
  44. joOctober 13, 2019 at 2:20 AM

    hi, may i know if the original borong k needs to submit to ica after collecting? thks (^_^)

    ReplyDelete
  45. ώίήgιέšš άήgέι ώίţħ ά cαυšέ_游麗珍November 13, 2019 at 1:30 AM

    @FK Hi FK, may i know your process shared on 12 Jun, was it after your bank trip to update ur info? I understand if u wanna have it credited to ur Msia bank account, u gotta update ur Msia bank first? Thx

    ReplyDelete
    Replies
    1. FKDecember 22, 2019 at 2:39 AM

      Yes, u have to update ur bank acc first with ur passport no before apply for withdrawal..not sure for now if their process still the same or not after.

      Delete
  46. UnknownJanuary 20, 2020 at 11:55 AM

    Hi, anyone has opted to receive bank draft/cheque in SGD ? Can you deposit the bank draft/cheque into your SG bank account ? I do not have any Msia bank acc so I guess this is the only option i got.. thanks for the sharing and advice in advance. :)

    ReplyDelete
  47. JCLJune 20, 2020 at 3:24 PM

    May I know can we apply to withdraw EPF using online platform without physically visit to KWSP branch ??

    ReplyDelete
    Replies
    1. ÇhÍÇkÍë@SGDecember 14, 2020 at 12:21 PM

      This comment has been removed by the author.

      Delete
    2. ÇhÍÇkÍë@SGDecember 14, 2020 at 12:21 PM

      yes with a list of docs need to prepare and post to them. most importantly fill up the kwsp 9k (ahl) form as well.

      Delete

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